Money help that
treats you like a person.
Cham Business lends to individuals across Rwanda — quickly, clearly, and kindly. No deposits, no hidden costs, no runaround.
Loans built around your life
Whatever you need it for, we keep the terms clear and the process simple.
Plots & House Loan
Finance land or property purchases with a loan sized to match the opportunity.
- Amount
- RWF 300,000 – 20,000,000
- Term
- Agreed with you
- Rate
- 5% / month (reducing balance)
Emergency Loan
Fast funds when something urgent can't wait — medical bills, repairs, or family crises.
- Amount
- RWF 300,000 – 20,000,000
- Term
- Agreed with you
- Rate
- 5% / month (reducing balance)
Business Loan
Working capital to buy stock, grow operations, or bridge a gap in your business cash flow.
- Amount
- RWF 300,000 – 20,000,000
- Term
- Agreed with you
- Rate
- 5% / month (reducing balance)
Personal Loan
Flexible funding for school fees, home improvements, or any personal need.
- Amount
- RWF 300,000 – 20,000,000
- Term
- Agreed with you
- Rate
- 5% / month (reducing balance)
Salary Loan
An advance against your salary to cover costs before payday arrives.
- Amount
- RWF 300,000 – 20,000,000
- Term
- Agreed with you
- Rate
- 5% / month (reducing balance)
Car Loan
Buy the vehicle you need — for work, family transport, or business — with straightforward terms.
- Amount
- RWF 300,000 – 20,000,000
- Term
- Agreed with you
- Rate
- 5% / month (reducing balance)
Three simple steps
Apply in minutes
Fill a short form online or visit our office in Kigali. No long paperwork.
We review fairly
We check affordability openly and get back to you, usually within 24 hours.
Get your funds
Approved loans go straight to your mobile money or bank, often the same day.
Ready when you are. Apply in a few minutes.
A quick form is all it takes to get started. No obligation.
Start your application